Finance Options
We work with leading car finance companies and can offer the best finance deals.
Our Business Manager and sales team are FSA approved and offer a wide range of finance options including:
Types of Finance Explained
Click on the following headings to discover more.
Hire Purchase
- Easy to arrange
- Traditional means of financing a new car
- Low deposits (typically 10%)
- Repayment periods typically available up to 60 months
- Outright ownership at the end of the contract
- Not subject to annual mileage restrictions
0% finance
- 0% finance deals are available on a selected range of new and used cars
- 0% finance plans may require a minimum deposit amount such as 25%, 40% or 50% of the total vehicle price
- Your part exchange vehicle can be used to contribute towards the required deposit amount.
Leasing
- Low initial payment (typically 3 monthly payments)
- Tax efficient
- Designed for the business user (Payments subject to VAT)
- No mileage restrictions
- Fixed monthly payments over flexible term
Contract Hire
- Designed for business use (payment are subject to VAT)
- Low initial deposit (typically 3 monthly payments in advance)
- Monthly payments cover the car, servicing and repair
- At the end of the agreement, return the car
- Subject to annual mileage restrictions
Think you can't get credit?
We may still be able to help finding you the right car to suit you along with a payment plan to suit your budget. Our Finance Manager specialises in helping people who have been refused credit or have experienced problems in the past.Be it problems with CCJ's, a poor credit history or any other problems, contact us and we can help.
Finance subject to status, conditions and availability. Written quotations available on request. The APR is dependant upon your individual circumstances, the term and loan amount.
Worcester Carsales Limited operates independently to the finance companies it represents. In order to honour manufacturer campaigns it may be necessary to utilise the facilities provided by the manufacturer’s nominated finance houses.
We are regulated by the Financial Services Authority (FSA).
Finance
Financing from:
- GMAC / Vauxhall Finance
- Black Horse Finance
Used cars by type
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| Small cars | Medium cars |
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| Executive cars | MPVs |
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Estates & 4x4 |
Sports cars & convertibles |
Great Service
Over 1000 cars of all makes in group stock:
- Great value
- Aftersales support
- Dedicated web team
- Personal service
- Pre-delivery inspection
